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Health Insurance

Health insurance

Let's find out and allow us to quote you best Health Insurance. The most Logical, benefited & Value for Money Health Insurance For You and Your Family to protect you in all Medical emergencies.

Why Health Insurance from Hello Money India?

The most Logical, benefited & Value for Money Health Insurance For You and Your Family to protect you in all Medical emergencies.

  • No pushy sales on Policy
  • Unbiased comparison
  • No Unnecessary calling
  • 30% Cheaper than market
  • Value for Money
  • All Standard & important Inclusions
  • No Medical Check-ups Required
  • HMIPL Trusted by many customers.
Why Health Insurance is necessity?

The most Logical, benefited & Value for Money Health Insurance For You and Your Family to protect you in all Medical emergencies. A good move towards secure future.

Why Health Insurance is necessity?

Health insurance is a protection cover that one should buys for themselves and their family to cover their medical and surgical expenses in case of emergency. It is an agreement whereby insurance company agrees to undertake a guarantee of compensation for medical expenses in case required with certain terms & conditions.

Why health insurance?

With Increasing medical costs and spurt of lifestyle diseases amongst Indians has made it necessary for health of family to buy Health Insurance for his family. A medical emergency can come to anyone, anytime and impact a family emotionally as well as financially. To safeguard our loved one, it is in best interest to buy Health Insurance.

When health insurance?

Health Insurance should be bought as soon as possible. The sooner we buy Health Insurance, the more protected our family is and the cheaper the costs turn out to be. Buying Health Insurance at the early 30’s is more than 70% cheaper than buying it at the age of 45. Buy it early to save on your premiums and become wise decision maker.

Frequently Asked Questions

What is the eligibility criteria for Car Loan?
  • Age of the individual must be between 18 years and 75 years
  • Minimum net monthly income of Rs. 20,000
  • At least 1 year of employment with the current employer
  • Must be salaried or self-employed, working for a government establishment or a private company.

To prove your eligibility, you’ll need to provide certain documents. Though this too is specific to different lenders.

The Equated Monthly Instalments (EMIs) that you will pay will depend on a few key factors.

  • The size of the loan
  • The interest rate that is applicable to the loan
  • The tenure of the loan
  • The processing fees

The higher the loan amount, the higher your EMI will be. Similarly, the shorter the loan tenure the higher the EMI. To find the best compromise between an affordable EMI and duration you should check out our car loan EMI calculator.

If, after taking a car loan, you need quick or additional funds for purposes such as a wedding, home renovation, medical emergency, etc., you can get a top-up loan on your existing car loan. You can avail up to 150% of the car’s value as a top-up loan. Most lenders that offer a top-up on their car loans will require you to maintain a clear payment record for at least 9 months. The process to avail a top-up loan on your existing car loan is quick and requires minimal paperwork.

When you take a new loan to pay off the outstanding balance on your existing car loan, it is known as car refinancing. You can choose to refinance your car loan if you wish to replace your current loan with better features such as low interest rates, extended repayment tenures, etc., or simply to change the terms of your current loan. The most common reason why people refinance their car loans is to save money. When refinancing a car loan, you can avail a new loan that offers lower interest rates which, in turn, will save you money. You can also lower the equated monthly instalments (EMIs) by choosing a longer repayment tenure with a new lender through car refinancing.

Car refinancing is a good idea when there has been a drop in interest rates since you took the original car loan, your financial condition has improved, you are unable to bear the burden of high EMIs, and if you feel you did not get a good deal on your car loan the first time around. However, refinancing on a car loan does not make sense when you have already made a major repayment of your original loan, your car value has depreciated, the prepayment penalties are higher, and when you have plans to apply for new loans in the future as refinancing may impact your credit score negatively.