SERVICE DETAILS
CREDIT CARDS
A credit card is a plastic handy way to meet immediate expenses when you are low or out of cash flow. A credit card gives you access to funds for any purchase or expenses based on your limit. Following this, you get a month to make repayments towards the used-up limit.
Credit cards are also convenient for both online and offline transactions. You do not have to worry about carrying cash with you anymore. Not just that, you can enjoy several perks and benefits with every spend.
We at hellomoneyindia.com make these choices easy and convenient for you, so that you carry best one basis your life style and eligibility.
Personal Loan
Financial need can arise at any time. You may need funds to pay for educational expenses for your children or a wedding in the family. There could also be unexpected medical emergency to deal with. Availing an instant personal loan online as an additional back-up is something you could consider if you find yourself in a tough spot.
A Personal Loan is an unsecured loan provided by banks and financial institutions to meet personal exigencies.
With rising incomes and increased competition among banks and NBFCs to improve their credit portfolios, Personal Loans have become more accessible to get for an individual. Banks these days offer attractive interest rates as well as the flexibility of repayment. With so much competition, sometimes it becomes difficult to find and choose the best personal loans. We can help you decide on a Personal Loan offer with options from multiple banks and NBFCs.
Micro Loans
Unsecured Micro Business loans are a great funding option for businesses that don’t own many assets, or for any company that’s growing fast and needs finance quickly.
Our robust platform matches your loan requirement with the right lender for your business in no time, speeding up the process when you apply for a business loan online through hellomoneyindia.com
With rising incomes and increased competition among banks and NBFCs to improve their credit portfolios, Personal Loans have become more accessible to get for an individual. Banks these days offer attractive interest rates as well as the flexibility of repayment. With so much competition, sometimes it becomes difficult to find and choose the best personal loans. We can help you decide on a Personal Loan offer with options from multiple banks and NBFCs.
HDFC REGALIA CREDIT CARD
Joining/ Renewal Membership Fee – Rs. 2500/- + Applicable Taxes. Click here to view details of HDFC Bank Regalia Credit Card Fees and Charges
Welcome Benefit of 2500 Reward Points and renewal benefit of 2500 Reward Points (applicable only after the membership fee is realized and not applicable when the fee is waived off) Terms & Conditions Apply
Key Features
- 12 Complimentary Airport Lounge Access within India and 6 outside India.
- Bonus 10,000 Reward Points on Rs. 5 lakhs spends and additional 5,000 Reward Points on Rs. 8 lakhs spends in an anniversary year.
- Earn 4 Reward Points on every Rs.150 spent (On all retail* spends)
Additional Features
- Zero Lost card liability : In the unfortunate event of losing your HDFC Bank Regalia Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
- Foreign Currency Markup : 2% on all your foreign currency spends.
- Revolving Credit : Enjoy Revolving Credit on your HDFC Bank Regalia Credit Card at nominal interest rate. Refer to the Fees and Charges section to know more
Lounge Access
A Complimentary Airport Lounge Access within India
- 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
- Swipe your Regalia credit card at the lounge to avail the complimentary lounge access
- To check eligible Lounges for Visa Customers please visit here & for MasterCard customers please visit here
- Visits exceeding the complimentary quota will be allowed at the discretion of lounge and will also be chargeable by the lounge
Priority Pass
- You can apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your HDFC Bank Regalia Credit Card. Click here to apply.
- Using Priority Pass, you and your add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India.
- If you exceed the 6 Complimentary visits, you will be charged at US $27 + GST per visit.
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India ( on minimum transaction of ₹400 and maximum transaction of ₹5000 )
Milestone Benefit
- Earn Bonus 10,000 Reward Points when you spend Rs. 5 lakhs in the anniversary year.
- Earn additional 5,000 Reward Points when you spend Rs. 8 lakhs spends in the anniversary year *Terms & Conditions Apply
Transfer Personal Loan
Transfer Personal Loan is the process of transferring outstanding personal loan amount from one lender to another lender offering best feature and facilities on the outstanding loan amount. Personal loan balance transfer allows the borrowers to take advantage of competitive or lower rate of interest or even longer tenures.
Transfer personal loan balance as a facility also ensures that the borrowers are not victims of expensive loans, fraudulent claims as they can quickly transfer their loan if they encounter such an event.
A borrower may also opt for a personal loan transfer if they dissatisfied with the service from their existing lender. However before choosing from your balance transfer personal loan offers, you should evaluate the proposition not only based on interest and tenure but also based on hidden and inner costs like processing fees, the need of documentation, the credibility of the lender, and the services of the lender you are considering.
Home Loan
A home loan is one of the most primary financial need. Buying a house for the first time is one of the biggest happiness of someone’s life. Home is a precious place for you and your closed ones but at the same time it becomes an asset which you can deliver to your children. Owning a house offers stability and confidence.
Some people buy a new home for investment purpose so in both the cases you would like to apply for a home loan if you are running short of funds and don’t have enough fund.
We are assuring you to help you fulfil your dream of buying your own new house. Whether you’re looking to purchase, construct, or renovate a home. Home Loan from hellomoneyindia.com is one size fits all solution for your housing loan requirements and matches your purpose basis your need. Simple eligibility terms and minimal documentation requirements ensure the financing option is easy to apply for everyone.
Transfer Home Loan
Let's say, you took a home loan from a particular bank with a rate of interest at 12% or 15%. A few years later, you felt, you're paying a really high rate of interest. What do you do then? You talk to your bank for a reduction, but they are giving you no response. So that time you need a home loan balance transfer, your outstanding loan amount get transferred to another bank or lending institution with the better rate of interest. The principle is credited to your old bank and you pay off the home loan.
Some people buy a new home for investment purpose so in both the cases you would like to apply for a home loan if you are running short of funds and don’t have enough fund.
We are assuring you to help you fulfil your dream of buying your own new house. Whether you’re looking to purchase, construct, or renovate a home. Home Loan from hellomoneyindia.com is one size fits all solution for your housing loan requirements and matches your purpose basis your need. Simple eligibility terms and minimal documentation requirements ensure the financing option is easy to apply for everyone.
Loan Against Property
Loan against property is a secured loan that gives you a financial backing by borrowing funds on your residential or commercial or industrial property that you guarantee as bond. You are flexible enough to use your fund for any purpose.
Hello Money adds enormous value in fulfilling your financial needs by offering the best solutions.
We offer a smooth process, flexible repayment terms, and appealing interest rates on loan against property. Hello Money has a crystal clear and fast process of loan approval and disbursal. Hello Money guides you right till the final step of the transaction. We offer modified property loans to salaried and self-employed individuals, weather you want it for your child’s education, or managing your kids wedding expenses, or expanding your business, or even handling unpredictable medical expenses. A loan against property from hellomoneyindia.com enables you to do it all.
Gold Loan
A Gold loan let a person acquire a particular amount premised on the market value of the gold items they promise. A Financier determines the available loan amount after evaluating the promised gold items worth and applicable LTV. The highest gold loan per gram assign to the maximum loan amount a borrowers can avail against the market value of one gram gold.
This rate is also called as LTV, denoted in percentage {%}.A checker evaluates the market value of gold products and determines the LTV to decide the available amount of gold loan today or on the day of application.
RBI caps the LTV at 75% on an online gold loan. However, this rate can differentiate. Obtain the highest per gram value of the promised gold asset from hellomoneyindia.com
Life Insurance
Life comes with risks and unpredictable incidents that can put your financial security in endangerment. So, have you ever thought on this like to buy a life insurance plan to cover your family in such times? Here you will get to know the best life insurance cover for your family.
If you are the only earner of your family, then your family must be financially dependent on you. Life insurance will provide a money benefit in terms of cash to your family if something uncertain thing happens to you. This cash benefit known as death benefit can be an income substitute and help to meet your family’s important financial requirements such as your child’s education and prosperity.
People are more concerned with paying their liability than buying a life insurance but how would these bills get paid if you are no longer around? So, think before the time has gone, the early you start, you start getting benefits of Life Insurance plan.
Health Insurance
We leave no obstacle unbowed to ensure a comfortable life for our loved ones. Health is one prospect of our lives that has become a priority today. The outbreak of the spreading disease, COVID 19, has conveyed a message on how unpredictable life can be. The world is facing an extraordinary situation between the pandemic. So, it calls for an phenomenal efforts to shield the health of your family. A family health insurance policy offers you a financial support system against unforeseen medical expenditures.
A great health insurance policy covers doctor consultation fees, diagnostic examination costs, ambulance charges, hospitalisation costs, and even pre and post-hospitalisation recovery outlays to some extent.
By securing the right health insurance policy, a person can receive the right medical handling without worrying about finances. This is precisely why hellomoneyindia.com partners with some of the top insurance companies to bring your health insurance plans that are best according to your need. As a corporate agent, Hello Money offers a selection of health insurance policies for individuals, families, and senior citizens to provide satisfactory cover.
Savings Account
A savings account is an interest-carriage deposit account held at a bank or other financial institution. Though these accounts normally pay a adequate interest rate, their safety and trust ability make them a great option for depositing cash you want available for short-term needs.
KEY TAKEAWAYS :
- Because savings accounts pay interest while keep your funds easily approachable, they’re a good option for sudden needs or short-term cash.
- In exchange for the ease and fluidity that savings accounts offer, you’ll earn a lower rate than that paid by more prohibitive savings products and investments.
- The amount you take out from a savings account is generally limitless.
- The interest you make on a savings account is considered taxable income.
The interest you make on a savings account is considered taxable income.
The interest you make on a savings account is considered taxable income.
Contacts
Hello Money India Pvt Ltd
B-14 , 2nd Floor , Subhash Chowk Laxmi Nagar Delhi 110092
Contact number
0116909-6909
Email Address
info@hellomoneyindia.com